Fixed Deposit Interest Rate in Nepal in 2080 [2024]

FD interest rate in Nepal

Fixed Deposit Interest Rate in Nepal for Commercial Banks

Interest rate of the Commercial Banks have changed from the previous month. As per the meeting of Nepal Bankers Association (NBA), individual banks can determine their interest rate. The updated interest rates of the bank for the month of Falgun 2080 are as follow.  This rates will be effective from Falgun 1, 2080

FD Interest Rate For Falgun 2080

FD Interest Rate For Magh 2080

FIxed Deposit Interest Rate

FD Interest Rate For Poush 2080

FD Interest Rate For Mangsir 2080

FD Interest Rate For Kartik 2080

FD Interest Rate For Ashoj 2080

FD rate


FD Interest Rate For Bhadra 2080

Commercial Bank interest rate


Highest Fixed Deposit Interest Rates in Nepal 2023

For the month of Shrawan 1, 2080 NMB Bank, Prime Commercial Bank, Nabil Bank and Kumari Bank give the highest interest rate as 10+%. The rate of the interest keeps changing month to month. You can check the individual interest rates of the commercial bank as given above and below.

Which Bank Gives the Highest Fixed Deposit Rate in Nepal?

NMB Bank, Prime Commercial Bank, Nabil Bank and Kumari Bank gives the highest interest rate as 10+%.

Interest Rate link

Please visit the individual bank’s official link to learn more about interest rate details

  1. Sanima Bank – Interest Rate Details
  2. Prime Commercial Bank – Interest Rate Details 
  3. NMB Bank – Interest Rate Details 
  4. Nabil Bank – Interest Rate Details 
  5. Kumari Bank Bank – Interest Rate Details
  6. Rastriya Banijya Bank – Interest Rate Details
  7. Siddhartha Bank – Interest Rate Details 
  8. Nepal Investment Mega Bank – Interest Rate Details
  9. Machhapuchhre Bank – Interest Rate Details
  10. Everest Bank – Interest Rate Details
  11. Agriculture Development Bank – Interest Rate Details 
  12. NIC Asia – Interest Rate Details
  13. Nepal SBI Bank –  Interest Rate Details 
  14. Himalayan Bank – Interest Rate Details 
  15. Prabhu Bank – Interest Rate Details 
  16. Kumari Bank – Interest Rate Details 
  17. Nepal Bank – Interest Rate Details 
  18. Citizens Bank – Interest Rate Details 
  19. Standard Chartered – Interest Rate Details


Also Read – Upcoming IPOs in Nepal 

What is a fixed deposit?

Fixed Deposit, also known as FD in short, is a deposit account at the bank for a fixed period of time. It is also known as the term or time deposit. Fixed Deposit entitles individual investors to fixed interest payment and returns of the deposited amount after maturity. Bank offers higher interest rates on FD than saving and current accounts as the money is available for a longer period of time for the bank to use it. Fixed deposit is suitable for senior citizens, pension holders, and retired people who do not need money immediately.

What is the fixed deposit rate in Nepal?

The rate of fixed deposit is not fixed however there are between 7% to 11% interest has been provided by banks and financial institutions in Nepal. The. fixed deposit rates are different from one bank to another.

Why fixed deposit interest rate matters?

The fixed deposit rates have several direct and indirect impacts on the economic circulation in the country. The rate of interest provided by the bank and financial institution will severely impact the bank’s liquidity, stock market, loan, and other economic activities.

In fact, interest rates have an inverse proportional relation with the stock market. When banks raise their FD interest rate, low-risk taker investors prefer to save their money in the bank FD rather than invest in the stock market.

Other Posts


Old Rates

BankRemit MuddatiMuddati (Bachat Khata)
Sunrise Bank 10.99%9.99%
Sanima Bank 10.99%9.99%
Prime Commercial Bank 10.99%9.99%
NMB Bank 1% Extra on Individual FD 9.99%
Global IME Bank 10.99%9.99%
Nabil Bank 10.99%9.99%
Civil Bank 10.99%9.99%
Rastriya Banijya Bank10.99%9.99%
Siddhartha Bank 10.99%9.99%
Nepal Investment Mega Bank 10.99%9.99%
Laxmi Bank 10.99%9.99%
Machhapuchhre Bank 10.99%9.99%
Everest Bank 10.99%9.99%
ADBL 10.99%9.99%
NIC Asia 10.99%9.99%
Nepal SBI Bank 11%9.99%
Himalayan Bank 10.99%9.99%
Standard Chartered-11%
Prabhu Bank 10.99%9.99%
Kumari Bank 10.99%9.99%
Nepal Bank 10.99%9.99%


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